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Advanced Search Results For "CONSUMER credit"

1 - 10 of 40,329 results for
 "CONSUMER credit"
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Cultivating Self-Control in FinTech: Evidence from a Field Experiment on Online Consumer Borrowing.

Publication Type:Academic Journal

Source(s):Journal of Financial & Quantitative Analysis. Sep2022, Vol. 57 Issue 6, p2208-2250. 43p.

Abstract:We report the results of a longitudinal intervention with students across 5 universities in China designed to reduce online consumer debt. We allocate participants to either a financial literacy treatment group, a self-control treatment group, or a zer...

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Market Risk Premium for Unsecured Consumer Credit Risk.

Publication Type:Academic Journal

Source(s):Review of Financial Studies. Oct2022, Vol. 35 Issue 10, p4756-4801. 46p.

Abstract:We use the prices of credit card asset-backed securities to study the market risk premium associated with unsecured consumer credit risk. We find that the market incorporates a substantial credit risk premium into the prices of these securities. Furthe...

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Default Effects of Credit Card Minimum Payments.

Publication Type:Academic Journal

Source(s):Journal of Marketing Research (JMR); Aug2022, Vol. 59 Issue 4, p775-796, 22p, 2 Diagrams, 10 Charts, 4 Graphs

Abstract:Copyright of Journal of Marketing Research (JMR) is the property of American Marketing Association and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However...

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Accounting for Credit.

Publication Type:Academic Journal

Source(s):Annual Review of Sociology. 2022, Vol. 48 Issue 1, p131-147. 13p.

Abstract:This article examines differing accounts of how and why consumers use credit as well as the consequences of credit for inequality and social solidarity. We articulate these explanations as (a) political economy, (b) racialized, (c) relational, and (d) ...

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Good debt, bad debt: family debt portfolios and financial burdens.

Publication Type:Academic Journal

Source(s):International Journal of Bank Marketing. 2022, Vol. 40 Issue 4, p659-678. 20p.

Abstract:Purpose: In recent decades, research on consumer debt and well-being is emerging. However, research on the potential effect of debt portfolios on family financial well-being is limited. The purpose of this study is to fill this research gap by examinin...

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Deposit-Lending Synergies: Evidence from Chinese Students at U.S. Universities.

Publication Type:Academic Journal

Source(s):Journal of Financial & Quantitative Analysis; Aug2022, Vol. 57 Issue 5, p1960-1986, 27p

Abstract:Copyright of Journal of Financial & Quantitative Analysis is the property of Cambridge University Press and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. Ho...

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The credit risk of Chinese households: A micro‐level assessment.

Publication Type:Academic Journal

Source(s):Pacific Economic Review. Aug2022, Vol. 27 Issue 3, p254-276. 23p.

Abstract:Using three waves of the China Household Finance Survey (CHFS), we present basic facts about indebtedness and financial fragility of households in China between 2011 and 2015. We show how the total debt and mortgage debt (LTV) are distributed among dif...

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СОВРЕМЕННОЕ СОСТОЯНИЕ ПРОЦЕССА КРЕДИТОВАНИЯ ФИЗИЧЕСКИХ ЛИЦ В РОССИЙСКОЙ ФЕДЕРАЦИИ.

Publication Type:Academic Journal

Source(s):Vestnik of the Plekhanov Russian University of Economics. 2022, Vol. 19 Issue 4, p49-55. 7p.

Abstract:В условиях современных проблем в экономике Российской Федерации процесс кредитования физических лиц остается одним из приоритетных и первостепенных направлений поддержки и развития банковского сектора страны. Кредитование физических лиц является видом ...

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Does getting a mortgage affect consumer credit use?

Publication Type:Academic Journal

Source(s):Review of Economics of the Household. Sep2022, Vol. 20 Issue 3, p955-991. 37p.

Abstract:Buying a house changes a household's balance sheet by simultaneously reducing liquidity and introducing mortgage payments, which may leave the household more exposed to other shocks. We examine how this change impacts consumer credit beyond the mortgag...

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Consumer debt: Many borrowers unaware of their interest rates; cost display influences likelihood of accepting credit scenario.

Publication Type:Academic Journal

Source(s):DIW Weekly Report. 2022, Vol. 12 Issue 37, p218-226. 10p.

Abstract:The consumer debt of households in Germany totals in the triple-digit billions and is characterized by a wide range of interest rates. Despite the high volume of debt, many people do not know the terms of their consumer credit contracts. This report an...

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