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Advanced Search Results For "CREDIT cards"

1 - 10 of 83,663 results for
 "CREDIT cards"
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Default Effects of Credit Card Minimum Payments.

Publication Type:Academic Journal

Source(s):Journal of Marketing Research (JMR). Aug2022, Vol. 59 Issue 4, p775-796. 22p. 2 Diagrams, 10 Charts, 4 Graphs.

Abstract:Credit card minimum payments are designed to ensure that individuals pay down their debt over time, and scheduling minimum automatic repayments helps people avoid forgetting to repay. Yet minimum payments have additional, unintended psychological defau...

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HOW FOUR HOUSEHOLDS ARE FIGHTING INFLATION. (cover story)

Publication Type:Periodical

Source(s):Kiplinger's Personal Finance. Sep2022, Vol. 76 Issue 9, p44-50. 7p. 4 Color Photographs.

Abstract:SOURCE: Provident Consumer Inflation Survey WILL AND ANNA, HERE WITH SONS THEO AND JACK, USE REWARDS POINTS TO LOWER GAS COSTS. If inflation remains high for several years, the cost of interest on the federal government's debt will rise, says Damsky, ...

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Minimum Payments Alter Debt Repayment Strategies Across Multiple Cards.

Publication Type:Academic Journal

Source(s):Journal of Marketing. Mar2022, Vol. 86 Issue 2, p48-65. 18p. 2 Black and White Photographs, 1 Diagram, 2 Charts, 3 Graphs.

Abstract:U.S. households currently hold $770 billion in credit card debt, often managing repayments across multiple accounts. The authors investigate how minimum payment requirements (i.e., the requirement to allocate at least some money to each account with a ...

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Financial Fraud Detection Approach Based on Firefly Optimization Algorithm and Support Vector Machine.

Publication Type:Academic Journal

Source(s):Applied Computational Intelligence & Soft Computing. 6/17/2022, p1-10. 10p.

Abstract:The usage of credit cards is increasing daily for online transactions to buy and sell goods, and this has also increased the frequency of online credit card fraud. Credit card fraud has become a serious issue for financial institutions over the last de...

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The Peer Effects of the Usage of Credit Cards in Rural Areas of China: Evidence from Rural China.

Publication Type:Academic Journal

Source(s):Complexity. 6/13/2022, p1-11. 11p.

Abstract:This paper aims to explore whether the usage of credit cards has peer effects in rural areas of China. The results suggest that the usage of credit cards will be affected by the behavior of other farmers; namely, the usage of credit cards has peer effe...

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Detecting Credit Card Fraud using Machine Learning.

Publication Type:Academic Journal

Source(s):International Journal of Interactive Mobile Technologies. 2021, Vol. 15 Issue 24, p108-122. 15p.

Abstract:Credit card is getting increasingly more famous in budgetary exchanges, simultaneously frauds are likewise expanding. In the past, fraud practitioners were identified using rule-based master frameworks, which ignored a variety of variables, including t...

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Does getting a mortgage affect consumer credit use?

Publication Type:Academic Journal

Source(s):Review of Economics of the Household. Sep2022, Vol. 20 Issue 3, p955-991. 37p.

Abstract:Buying a house changes a household's balance sheet by simultaneously reducing liquidity and introducing mortgage payments, which may leave the household more exposed to other shocks. We examine how this change impacts consumer credit beyond the mortgag...

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Microchips in humans: Consumer-friendly app, or new frontier in surveillance?

Publication Type:Periodical

Source(s):Bulletin of the Atomic Scientists; Sep2022, Vol. 78 Issue 5, p256-260, 5p, 1 Color Photograph, 1 Black and White Photograph

Abstract:Copyright of Bulletin of the Atomic Scientists is the property of Taylor & Francis Ltd and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may ...

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Research on Default Prediction for Credit Card Users Based on XGBoost-LSTM Model.

Publication Type:Academic Journal

Source(s):Discrete Dynamics in Nature & Society. 12/16/2021, p1-13. 13p.

Abstract:The credit card business has become an indispensable financial service for commercial banks. With the development of credit card business, commercial banks have achieved outstanding results in maintaining existing customers, tapping potential customers...

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Credit Card Debt Puzzle: Liquid Assets to Pay Bills.

Publication Type:Report

Source(s):Working Paper Series (Federal Reserve Bank of Boston). 2022, Vol. 22 Issue 8, p1-37. 38p.

Abstract:Using transaction data from a US consumer payments diary, we revisit the credit card debt puzzle--a scenario in which consumers revolve credit card debt while also keeping liquid assets as bank account deposits. This scenario is very common: 42 percent...

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