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Advanced Search Results For "MORTGAGE loans"

1 - 10 of 129,437 results for
 "MORTGAGE loans"
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Mortgage Finance and Climate Change: Securitization Dynamics in the Aftermath of Natural Disasters.

Publication Type:Academic Journal

Source(s):Review of Financial Studies. Aug2022, Vol. 35 Issue 8, p3617-3665. 49p.

Abstract:Using the government-sponsored enterprises' sharp securitization rules, this paper provides evidence that, in the aftermath of natural disasters, lenders are more likely to approve mortgages that can be securitized, thereby transferring climate risk. T...

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PROTECT YOUR RETIREMENT INCOME FROM INFLATION.

Publication Type:Periodical

Source(s):Kiplinger's Personal Finance. Oct2022, Vol. 76 Issue 10, p50-59. 10p. 5 Color Photographs, 7 Graphs.

Abstract:The illustrations "use conservative assumptions that are likely to understate the amount of income that will be available to many participants in retirement", UBS Financial Services said in a July investment report. Top sources of stable income for cur...

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Risk Identification and Application of Farmland Management Right Mortgage Loan Based on Neural Network.

Publication Type:Academic Journal

Source(s):Wireless Communications & Mobile Computing. 5/4/2022, p1-12. 12p.

Abstract:There are a series of problems in China, such as low farmers' income, difficulty in financing for farmers, and relatively lag in rural financial reform. The mortgage financing of farmland management rights is one of the important ways to solve these th...

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Housing Consumption and Investment: Evidence from Shared Equity Mortgages.

Publication Type:Academic Journal

Source(s):Review of Financial Studies. Aug2022, Vol. 35 Issue 8, p3525-3573. 49p.

Abstract:We exploit a U.K. government-sponsored product and provide evidence on shared equity mortgages. The analysis shows how the interaction of house price growth and leverage regulation promotes product adoption. Following an increase in the equity limit, h...

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Real Effects of Secondary Market Trading Structure: Evidence from the Mortgage Market.

Publication Type:Academic Journal

Source(s):Review of Financial Studies; Aug2022, Vol. 35 Issue 8, p3574-3616, 43p

Abstract:Copyright of Review of Financial Studies is the property of Oxford University Press / USA and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users m...

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Walking the walk? Bank ESG disclosures and home mortgage lending.

Publication Type:Academic Journal

Source(s):Review of Accounting Studies. Sep2022, Vol. 27 Issue 3, p779-821. 43p. 11 Charts, 3 Graphs, 2 Maps.

Abstract:We show that banks with high environmental, social, and governance (ESG) ratings issue fewer mortgages in poor localities—in number and dollar amount—than banks with low ESG ratings. This lending disparity happens at both the county and census tract le...

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Deposit-Lending Synergies: Evidence from Chinese Students at U.S. Universities.

Publication Type:Academic Journal

Source(s):Journal of Financial & Quantitative Analysis; Aug2022, Vol. 57 Issue 5, p1960-1986, 27p

Abstract:Copyright of Journal of Financial & Quantitative Analysis is the property of Cambridge University Press and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. Ho...

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Robust Classification via Support Vector Machines.

Publication Type:Academic Journal

Source(s):Risks. Aug2022, Vol. 10 Issue 8, p154-154. 25p.

Abstract:Classification models are very sensitive to data uncertainty, and finding robust classifiers that are less sensitive to data uncertainty has raised great interest in the machine learning literature. This paper aims to construct robust support vector ma...

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An assessment of the spatial efficiency of tax benefits for home mortgages in Belgium.

Publication Type:Academic Journal

Source(s):Housing Studies. Aug2022, Vol. 37 Issue 7, p1198-1224. 27p. 6 Charts, 3 Graphs, 1 Map.

Abstract:In this paper, we focus on the tax deductibility of mortgage loans, which is a key measure of housing policies in many countries. Several studies have shown that the distribution of the benefits of this measure runs counter to the vertical equity princ...

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Racial Disparities in Mortgage Lending: New Evidence Based on Processing Time.

Publication Type:Academic Journal

Source(s):Review of Corporate Finance Studies. Aug2022, Vol. 11 Issue 3, p775-813. 39p.

Abstract:This paper examines racial disparities in mortgage processing time prior to the global financial crisis. We find that Black borrowers are underrepresented and experience a longer processing time than white borrowers among the mortgages securitized by g...

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