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Advanced Search Results For "PERSONAL finance"

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 "PERSONAL finance"
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Beyond Income: Dynamic Consumer Financial Vulnerability.

Publication Type: Academic Journal

Source(s): Journal of Marketing. Sep2023, Vol. 87 Issue 5, p657-678. 22p. 2 Diagrams, 6 Charts.

Abstract: This research challenges the entrenched belief that financial vulnerability affects only low-income consumers. Instead, most consumers across the socioeconomic spectrum experience varying degrees of financial vulnerability at different points during th...

Omitted Budget Constraint Bias and Implications for Competitive Pricing.

Publication Type: Academic Journal

Source(s): Journal of Marketing Research (JMR). Oct2023, Vol. 60 Issue 5, p968-986. 19p. 1 Diagram, 11 Charts, 9 Graphs.

Abstract: Standard choice-based conjoint models often ignore or insufficiently approximate consumers' budget constraints, despite the prominent role of budget constraints in economic theory. The authors offer a theoretically motivated improvement to the choice-b...

Does Finance Make Us Less Social?

Publication Type: Academic Journal

Source(s): Journal of Financial & Quantitative Analysis. May2023, Vol. 58 Issue 3, p1230-1262. 33p.

Abstract: Informal risk sharing within social networks and formal financial contracts both enable households to manage risk. We find that financial contracting reduces participation in social networks. Specifically, increased crop insurance usage decreased local...


Publication Type: Academic Journal

Source(s): Brazilian Business Law Journal / Administração de Empresas em Revista. jul-set2023, Vol. 3 Issue 33, p550-596. 47p.

Abstract: Este estudo objetivou analisar a influência de valores pessoais em atitudes e comportamentos financeiros. O entrecruzamento da Teoria de Valores Pessoais de Schwartz e a temática de finanças pessoais permitiu o levantamento de hipóteses, as quais foram...

The Evolution of University Students' Financial Attitudes and Their Role in the Sustainability of Personal Finances.

Publication Type: Academic Journal

Source(s): Sustainability (2071-1050). Apr2023, Vol. 15 Issue 8, p6385. 17p.

Abstract: The purpose of this study is to examine the question of how crises influence the decision-making of Hungarian university students. Crises increase the risk of sustainability, so it is crucial to make appropriate financial decisions in such a situation....

Insights on Crypto Investors from a German Personal Finance Management App.

Publication Type: Academic Journal

Source(s): Journal of Risk & Financial Management. Apr2023, Vol. 16 Issue 4, p248. 38p.

Abstract: This study investigates the socio-economic characteristics, behavioral preferences, and consumption of individuals who own crypto-assets. Our empirical analysis utilizes data from a German personal finance management app where users connect their bank ...

Money, Sacrificial Work, and Poor Consumers.

Publication Type: Academic Journal

Source(s): Journal of Consumer Research. Dec2022, Vol. 49 Issue 4, p657-677. 21p. 1 Diagram.

Abstract: This is an ethnography among poor migrants from Kerala, India to the Middle East. This study offers insights into how the poor accumulate sacrificial money through sufferings and self-abnegation, and earmark it for consumption in Kerala. The hardships ...

State Officers' Personal Financial Management and Financial Happiness: A Case Study at Electricity Generating Authority of Thailand, Ratchaprapa Dam.

Publication Type: Academic Journal

Source(s): TEM Journal. Feb2023, Vol. 12 Issue 1, p494-502. 9p.

Abstract: The research aims at studying personal financial management and financial happiness of the state officers at the Electricity Generating Authority of Thailand Ratchaprapa Dam We researched factors which are related to financial management and financial ...

Level of Financial Education in South-Eastern Europe.

Publication Type: Academic Journal

Source(s): Ovidius University Annals, Series Economic Sciences. 2023, Vol. 23 Issue 1, p932-939. 8p.

Abstract: Financial literacy refers to a person's knowledge and skills in managing personal finances and making wise financial decisions. Adequate financial education is essential for making informed choices and avoiding financial problems. The purpose of this a...


Publication Type: Academic Journal

Source(s): Regional Formation & Development Studies. 2023, Vol. 39 Issue 1, p107-117. 11p.

Abstract: Vienas svarbiausių trijų pakopų pensijų sistemos bruožų yra II pakopos pensijų fondų vaidmuo, leidžiantis dalyviams diversifikuoti privalomojo senatvės pensijų draudimo įmokas tarp nefinansuojamų ir kaupiamųjų sistemų. Finansinis raštingumas yra glaudž...