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Advanced Search Results For "REPAYMENTS"

1 - 10 of 7,779 results for
 "REPAYMENTS"
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Default Effects of Credit Card Minimum Payments.

Publication Type:Academic Journal

Source(s):Journal of Marketing Research (JMR); Aug2022, Vol. 59 Issue 4, p775-796, 22p, 2 Diagrams, 10 Charts, 4 Graphs

Abstract:Copyright of Journal of Marketing Research (JMR) is the property of American Marketing Association and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However...

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Self-Fulfilling Debt Crises, Revisited.

Publication Type:Academic Journal

Source(s):Journal of Political Economy. May2022, Vol. 130 Issue 5, p1147-1183. 37p. 1 Diagram, 1 Chart, 5 Graphs.

Abstract:Lack of commitment at the time of auction to repayment of imminently maturing debt can generate a run on debt and immediate default. We show that the same lack of commitment leads to other possible self-fulfilling crises, including issuance of more deb...

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Nudging debtors to pay their debt: Two randomized controlled trials.

Publication Type:Academic Journal

Source(s):Journal of Economic Behavior & Organization. Jun2022, Vol. 198, p535-551. 17p.

Abstract:We conducted two large-scale, highly powered randomized controlled trials intended to encourage consumer debt repayments. In Study 1, we implemented five treatments varying the design of envelopes sent to debtors. We did not find any treatment effects ...

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Minimum Payments Alter Debt Repayment Strategies Across Multiple Cards.

Publication Type:Academic Journal

Source(s):Journal of Marketing; Mar2022, Vol. 86 Issue 2, p48-65, 18p, 2 Black and White Photographs, 1 Diagram, 2 Charts, 3 Graphs

Abstract:Copyright of Journal of Marketing is the property of American Marketing Association and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may pri...

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Early Cost Realization and College Choice.

Publication Type:Academic Journal

Source(s):Journal of Marketing Research (JMR); Feb2022, Vol. 59 Issue 1, p136-152, 17p, 7 Graphs

Abstract:Copyright of Journal of Marketing Research (JMR) is the property of American Marketing Association and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However...

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Increasing Enrollment in Income‐Driven Student Loan Repayment Plans: Evidence from the Navient Field Experiment.

Publication Type:Academic Journal

Source(s):Journal of Finance (John Wiley & Sons, Inc.). Feb2022, Vol. 77 Issue 1, p367-402. 36p.

Abstract:We report evidence from a randomized field experiment conducted by a major student loan servicer, Navient, in which student loan borrowers received prepopulated applications for income‐driven repayment (IDR) plans. Treatment increased IDR enrollment by...

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Does counter‐guarantee affect microcredit mechanism's performance on repayment? Evidence from Guangzhou, China.

Publication Type:Academic Journal

Source(s):International Journal of Finance & Economics. Apr2022, Vol. 27 Issue 2, p1807-1817. 11p.

Abstract:We study the credit repayment effectiveness when microcredit is operating in combination with the counter‐guarantee mechanism. We use a sample of 176 poor urban borrowers from the Guangzhou Municipal Labor and Social Security Bureau (GZMLSSB). Their lo...

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A Theory of Multiperiod Debt Structure.

Publication Type:Academic Journal

Source(s):Review of Financial Studies. Nov2019, Vol. 32 Issue 11, p4447-4500. 54p.

Abstract:We develop a theory of multiperiod debt structure. A simple trade-off between the termination threat required to make debt repayments incentive compatible and the desire to avoid early liquidation determines the number of repayments, their timing, and ...

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Self-employment and over-indebtedness in Poland: Modelling income and debt repayments distribution.

Publication Type:Academic Journal

Source(s):Entrepreneurial Business & Economics Review. Dec2021, Vol. 9 Issue 4, p51-65. 15p.

Abstract:Objective: The objective of the article is to assess financial situation and debt repayments in households of self-employed individuals and compare them to these of other types of households. The article aims to identify the determinants of over-indebt...

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Information disclosure and credit card repayments: evidence from Malaysia.

Publication Type:Academic Journal

Source(s):International Journal of Bank Marketing. 2021, Vol. 39 Issue 7, p1479-1497. 19p.

Abstract:Purpose: This study analyzes the role of information disclosure in influencing credit card repayments by focusing on three intervention methods for improving repayment decisions among credit cardholders. Design/methodology/approach: This study uses the...

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